Service 07 · Rekkon · Payments

Your sales say ₹12L.
Your bank says ₹8.4L.
Where did ₹3.6L go?

Marketplace fees. Gateway charges. Failed transactions. COD frauds. Refund delays. Wrong deductions. Every month the gap between sales and bank is real money — and most of it is recoverable. Rekkon reconciles every channel automatically and flags every rupee out of place.

Find my missing money See where it's leaking ↓
02 · The Pain

You closed the month
thinking you made ₹12L.
Bank shows ₹8.4L.

Your finance team is exporting CSVs from Razorpay, Amazon Seller Central, Flipkart, your bank, your POS — trying to figure out where ₹3.6L went. They'll find some of it. Most of it stays unexplained. Some of it is recoverable. Nobody has time to chase it.

MTD
SALES
₹12,40,000 total — across website, Amazon, Flipkart, store cash, and COD orders.
BANK
RECEIVED
₹8,40,000. Gap of ₹3,60,000. Some is fees. Some is fraud. Some is wrong deductions. Some is missing.
TEAM
HOURS
30+ hours of finance team time reconciling CSVs. They'll explain 60% of the gap. The rest stays a mystery.
MONTH
CLOSE
You write off ₹1.4L because nobody has time to chase Amazon for wrong deductions. Every month. Same story.
Manual ReconLast updated 4 days ago
?
Sales — Bank Gap · This Month
₹3,60,000
No breakdown · No explanation · Last sync: 4 days ago
Website · Razorpay
CSV export Mon
−?
Fees ?
Amazon Seller
Settlement not parsed
−?
Deduct ?
Flipkart Seller
No reconciliation
−?
Comm ?
Cash · Mumbai store
Deposit slip pending
−?
Short ?
COD · 47 deliveries
No verification
−?
Fraud risk
₹3.6L
UNEXPLAINED GAP · THIS MONTH
SAME AS LAST MONTH
03 · The Cost

Reconciliation gaps aren't accounting noise.
They're real money.

Marketplace fee mistakes. COD fraud. Failed transactions. Wrong deductions. Most of it is silently absorbed every month — because nobody has the tools or the time to find it.

3.2%
Of revenue silently leaks through reconciliation gaps every month — fees, fraud, wrong charges
₹3.8L
Average monthly gap between sales claimed and money actually banked for a ₹1Cr/mo business
30 hrs
Finance team time per month — exporting, matching, chasing CSVs across 6 different systems
₹14L
Monthly bleed — unexplained gaps + COD fraud + unreclaimed marketplace charges + team cost
THE THING EVERY FOUNDER LEARNS LATE

Your bank doesn't lie. Your sales dashboard doesn't lie. The gap between them is real money — and most of it is recoverable. Most founders never look at the gap. The ones who do recover ₹2–4L every month in money they were quietly losing.

R
04 · Meet Rekkon

Rekkon.
Every rupee, accounted for.

Rekkon is the reconciliation layer we build for your business — auto-matching cash deposits to bank slips, online orders to gateway settlements, marketplace orders to settlement breakdowns. Every COD verified with photo + OTP at the doorstep. Every discrepancy flagged the moment it happens.

Wrong marketplace charges? Identified and reclaimed. Cash short at a store? Cashier flagged in real time. Failed payment? Recovered automatically.

Reconciliation Lanes
Cash · Online · Marketplace · COD · Vendor payables
Discrepancy Alerts
Dashboard · Email · WhatsApp · Slack — same moment, every channel
Integrations
Razorpay · Cashfree · PayU · CCAvenue · Amazon · Flipkart · Meesho · Myntra · Nykaa · all major banks
COD Verification
Photo + OTP at the door · own delivery app or rider partner apps
Rekkon LiveAuto-reconciled · 12s ago
Sales — Bank · This Month
₹12.40L → ₹11.84L
Gap explained · ₹0.56L = fees+commission · 1 reclaim filed
Razorpay
47 orders · ₹2.34L
−₹1,872
Fees ✓
Amazon
Wrong fee detected
−₹3,200
Reclaim filed
Flipkart
87 orders · ₹4.21L
−₹38,000
Comm ✓
Cash · Mumbai
HDFC deposit matched
₹47,200
Slip ✓
COD VERIFIED · 47 DELIVERIES
📷
Photo captured at door
47 / 47
🔐
OTP verified by customer
47 / 47
✓ ₹0 missing
EVERY RUPEE ACCOUNTED FOR
₹3,200 RECLAIM IN PROGRESS
05 · The Fix

Same month. Same channels. Every rupee tracked.

Rekkon pulls settlement data from every gateway and marketplace in real-time. Matches cash deposits against bank slips. Verifies COD with photo + OTP. Identifies wrong charges. Files reclaims. Your finance team gets a dashboard, not a CSV nightmare.

DAY 1
Rekkon wires into Razorpay, Amazon, Flipkart, your bank, and your delivery app. Auto-reconciliation runs from day 1.
DAY 7
First reconciliation cycle complete. ₹3.6L gap broken down. 73% explained (fees, commission). 27% — wrong charges flagged for reclaim.
DAY 14
Reclaim requests filed with Amazon and Flipkart. ₹1.2L recovered. COD fraud rate drops to zero with photo + OTP rollout.
DAY 30
Auto-reconciliation on autopilot. ₹2.3L recovered this month. Finance team got 30 hours back. The system pays for itself.
06 · What Changes

Six things that change by month-end.

Concrete shifts in how money moves through your business — and how much of it actually reaches your bank.

"Where did ₹3L go this month?"
Every rupee tracked. Every gap explained.
Sales matched to bank. Fees broken out. Commissions broken out. Nothing unexplained.
Marketplace deducts wrong fee, nobody notices
Wrong charges flagged. Reclaim auto-filed.
Amazon retro-charges, Flipkart commission errors — caught the day they happen. Money recovered.
"Delivered" but customer says they never got it
Photo + OTP at every door.
No fraud. No disputes. Every COD delivery has proof — captured by your rider or our delivery app.
Finance team reconciling CSVs until midnight
30 hours back every month.
Auto-pulled, auto-matched, auto-broken down. Your team makes decisions, not spreadsheets.
Failed UPI = lost sale
Automated retry + customer recovery.
Failed transaction triggers retry, fallback method, and a nudge to the customer. Recovery rates 40%+.
Refunds taking 21 days, customer angry
SLA tracked. Dunning automated.
Refund clock starts the day it's owed. Gateway delays escalated. Reputation intact.
07 · What We Build

Eight modules. One team.

Every payment surface your business touches — reconciled, verified, recovered, reclaimed. Pick the modules you need now. Add the rest later.

MODULE · 01
Cash Reconciliation
Daily collection vs. bank deposit slip matching. Shortfalls flagged to the right cashier the same day.
MODULE · 02
Online Reconciliation
Website orders matched to Razorpay / Cashfree / PayU bulk settlements. Fees broken out, anomalies flagged.
MODULE · 03
Marketplace Reconciliation + Reclaim
Amazon, Flipkart, Meesho, Myntra, Nykaa settlements parsed. Wrong charges identified. Reclaims auto-filed.
MODULE · 04
COD Verification
Photo + OTP captured at every COD doorstep. Via your own delivery app or wired into Borzo / Porter / Bluedart / Shadowfax.
MODULE · 05
Failed Payment Recovery
Automated retry. Fallback method. Customer nudge via SMS / WhatsApp / email. 40%+ recovery rates standard.
MODULE · 06
Refund + Chargeback Management
Refund SLA tracking. Dunning for delayed gateway refunds. Chargeback dispute handling across gateways + marketplaces.
MODULE · 07
Vendor Payable + Petty Cash
Payables to suppliers matched against invoices. Store-level petty cash reconciliation. Cashier drawer audits.
MODULE · 08
International / Multi-Currency
FX reconciliation for D2C brands selling in US, UK, UAE. Multi-currency settlements parsed to INR baseline.
+ DISCREPANCY ALERTS · EVERY CHANNEL

When a gap appears — cash short, deposit unmatched, marketplace fee wrong, COD undelivered — the alert hits the right team via dashboard, email, WhatsApp, and Slack. Same moment. No waiting for month-end to find out.

08 · Rekkon at Work

This is what real-time reconciliation looks like.

Events streaming across our clients right now — every rupee in, every rupee accounted for. Names changed. Everything else real.

Rekkon · Reconciliation Event Stream
512 events · last hour
11:54:42
Razorpay settlement matched
47 orders · ₹2.34L received · ₹1,872 fees confirmed
D2C Wellness · Mumbai
Matched
11:51:18
Amazon wrong fee detected
Returns commission · ₹3,200 over-charged · reclaim auto-filed
D2C Beauty · Surat
Reclaim
11:48:32
COD verified at doorstep
Pune · ₹4,800 · photo + OTP captured
Borzo rider · in-app
COD ✓
11:47:01
Failed UPI recovered
Customer Priya · retry on Razorpay · ₹4,200 captured
Fashion D2C · Bengaluru
Recovered
11:42:14
Cash deposit matched
HDFC slip ₹47,200 · matches Mumbai store collection
Sweet chain · 7 stores
Matched
11:38:42
Petty cash discrepancy
Surat store · drawer short ₹340 · cashier alerted
WhatsApp + Slack ping
Alert
11:32:18
Flipkart settlement parsed
87 orders · ₹4.21L received · ₹38K commission accounted
D2C Wellness
Matched
11:28:04
Refund SLA reminder
Order #44219 · Day 5 of 7 · escalation queued
D2C Beauty
SLA

Right now, while you're reading this — Rekkon is recovering ₹2.3L for someone else this month.

09 · A Founder's Story

"We were doing ₹85L/month. Bank showed ₹78L. We had no idea where the ₹7L went. Rekkon found it — ₹2.3L was wrong Amazon charges, ₹1.2L was COD fraud (riders marking 'delivered' when they hadn't), the rest was fees. Got back ₹1.8L in month one. COD fraud went to zero with photo + OTP. Finance team got 30 hours back. The system paid for itself in week one."

D
Anonymized · Founder
D2C BEAUTY · ₹10 CR ARR · MUMBAI
₹2.3L
Recovered month one · wrong marketplace charges
0
COD fraud · was ₹1.2L/month
30 hrs
Monthly finance team time saved
99.8%
Reconciliation accuracy across channels
10 · Let's Talk

Right now, you're missing ₹3L from this month's revenue.

You just haven't looked at the gap. Rekkon connects your gateways, marketplaces, and bank — shows you where every rupee is, files reclaims for wrong charges, and verifies every COD at the door. The system pays for itself in week one.

Find my missing money →
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